Motorcycle Insurance in Raleigh
If you’re in Raleigh, North Carolina, Alan Insurance Services can help you navigate the complexities of motorcycle coverage to find a policy that suits your needs. Contact us today for a personalized motorcycle insurance quote.
How Much Motorcycle Insurance Do I Need in North Carolina?
North Carolina requires motorcycle riders to have the following insurance coverage:
- Bodily injury liability may help cover expenses related to injuries you cause to others in an accident.
- Property damage liability may help cover damage you cause to someone else’s property.
Depending on your motorcycle’s value, how you use it (e.g., commuting, leisure rides or racing) and your financial situation, your agent may recommend additional coverage. It’s crucial to have enough insurance to cover potential claims for injuries or damage you may cause and protect your losses in the event of theft, vandalism or accidents.
What Is Covered by Motorcycle Insurance?
Motorcycle insurance policies can offer a range of coverages, including but not limited to:
- Collision coverage may help pay for repairs to your motorcycle if you’re involved in a collision.
- Comprehensive coverage may help pay for non-collision damage to your motorcycle, such as theft, vandalism or fire.
- Medical payments/personal injury protection may help cover medical expenses for you and your passengers if injured in an accident.
- Accessories and custom parts/equipment may help cover the cost of repairs or replacements for customized motorcycle parts.
Choosing the right combination of coverage is essential to ensure you’re adequately protected. Factors like your motorcycle’s age, model and whether you have any custom features or equipment can influence your coverage needs.
Contact Us
Contact Alan Insurance Services today to discuss your needs and find appropriate motorcycle insurance.